How Our Legal Terms Apply to Your Account
When you open and use an account on ninja123, you enter into a binding agreement with us. These terms apply from the moment your account is created and remain in force for as long as your account exists. We collect only the data needed to run
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your account — identity verification, transaction records and session logs. Your payment activity through Touch 'n Go eWallet, Boost and GrabPay is recorded against your account as part of our transaction audit trail, which we keep in line with standard retention periods. We do not sell
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your personal data to third parties. Account decisions — including suspension or closure — are made on the basis of the information you provide at registration and any activity that falls outside our terms. If you believe a decision affecting your account is incorrect, you have
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the right to contact our support team and request a review. Use of this platform is conditional on eligibility under Malaysian law. We do not represent that access is lawful in every jurisdiction and you are responsible for checking that use is permitted where you are
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located. Our terms may be updated from time to time; we will notify you via your registered contact details when material changes are made.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.